Later life.
We can help with a range of later life mortgage solutions for the over 55s who are looking to release money from their home, researching from across the whole of market.
The UK has an ageing population, many of whom have significant equity within their homes that they could not normally touch without selling their home. Later life mortgage solutions such as equity release, enable individuals over 55 to release money from their homes with or without a monthly payment. The money can be used for any purpose and is tax-free.
Clients may still wish to consider moving house, subject to the new home meeting the required financing criteria. Credit history and health need not be a barrier and income does not have to be taken into account.
A ‘no-negative-equity’ guarantee can also be included, so beneficiaries of the estate will never be liable to pay anything over the value of the home. Clients can opt to include ‘inheritance protection’ with some plans: this will guarantee an agreed percentage of the value of the home will be passed down, irrelevant of how much interest is owed. Read more about the how equity release could help you.
You can use an equity release calculator to see how much money you could receive and find out more information on how equity release works.
Members of the Equity Release Council.
Our professionally, qualified highly experienced Mortgage Consultants provide a fee-free service.
Speak to a mortgage and finance expert today.
SIPP/SSAS.
Dentons Mortgages are specialists in helping to arrange pension fund finance if you are buying commercial property within your pension fund especially self-invested personal pensions (SIPPs) and small self-administered schemes (SSASs). We can also help if there are multiple parties looking to purchase commercial property.
Buying a commercial property can be challenging especially if it’s the first one and you have little experience, let alone buying one within your pension. Financing such a property purchase is not always straight forward. Dentons Mortgages has a wealth of experience in the commercial market and have arranged many SIPP/SSAS mortgages. We welcome the opportunity to work with you on your financing needs along with how this can be structured within your pension.
Further help and advice on self invested personal pensions.
Buy-to-let.
The buy-to-let market has changed considerably over the years and has now become a specialist area.
Dentons Mortgages has the experience and expertise to suggest routes in establishing and building your portfolio tax-efficiently, along with guidance on leveraging your portfolio for further investment or migrating it from personal to limited company ownership.
If you’re buying your first buy-to-let or even your fiftieth, or maybe even a holiday home, Dentons Mortgages can source appropriate finance and provide support and advice every step of the way.