Mortgages & Finance simply easier.

Dentons Mortgages provide a personal and professional service in all aspects of mortgage advice, both commercial and residential, along with support and suggestions on how to structure and protect your mortgage.

A transparent approach.

We’re dedicated to achieving superior mortgage solutions for successful individuals, business owners and entrepreneurs. We guarantee a highly professional and bespoke approach. One that’s built upon competence, trust and great service.

"Thank you Nicki for the help which was above and beyond the expected level. I have been very impressed."
J. Rawlings, Client

Our mortgage expertise.

  • First time buyer
  • Remortgages
  • Home movers and remortgages
  • Buy-to-let purchase
  • Equity release
  • 2nd charge mortgages
  • Bridging mortgages
  • Commercial mortgages (including specialist lending for SIPP/SSAS)

Awards and accreditations.

Equity Release Council
Equity Release Council

Home and mortgages.

We can help you to buy your home and arrange competitive terms for many different circumstances.

"We would like to thank you for everything you have done for us towards the successful completion of our mortgage. It has been a fairly smooth process from start to finish and we would definitely recommend Dentons to anyone looking to do something similar."
Mr & Mrs Brady

First time buyers.

Buying your first home can be challenging especially understanding the various schemes in the market such as Help-to-buy and Equity Share. Dentons Mortgages provides a one-to-one service ensuring that you fully understand every step of the journey cutting through all the acronyms in the market. Our team of experts provide a whole of market solution offering a professional service for buying your first home along with how to protect your income and wealth should things not go as planned.

Speak to one of our Mortgage Consultants today for a no fee consultation.

Home movers.

Moving home has its own particular challenges even at the best of times. Talk to a Consultant at Dentons Mortgages at your earliest opportunity to understand what you can borrow ‘in principal’, along with the process of obtaining a decision from the lender at no cost to you. We provide an inclusive approach to your mortgage needs offering professional advice and support every step of the way.

Speak to a mortgage and finance expert today.


Re-mortgaging can be straightforward with the right advice and support. Your Dentons Mortgages Consultant will look at every aspect of your mortgage requirements which may be a simple pound for pound re-mortgage or you may be wanting to release cash to build that dream extension, a holiday home or a buy-to-let investment or perhaps investing into a business. Speaking with a consultant at Dentons Mortgages provides a whole of market approach to your financing needs, supporting your re-mortgage as if it were our own.

Speak to one of our Mortgage Consultants today for a no fee consultation.

Bridging finance, property development and self-build.

Sometimes different types of finance may be needed in order for you to own your own home. We have considerable knowledge and experience in arranging finance for many different types of property.

Speak to a mortgage and finance expert today.

Specialist mortgages.

We can arrange a specialist mortgage for those situations where circumstances require it and for investment in non-standard properties.

Later life SIPP/SSAS Buy-to-let

Later life.

We can help with a range of later life mortgage solutions for the over 55s who are looking to release money from their home, researching from across the whole of market.

The UK has an ageing population, many of whom have significant equity within their homes that they could not normally touch without selling their home. Later life mortgage solutions such as equity release, enable individuals over 55 to release money from their homes with or without a monthly payment. The money can be used for any purpose and is tax-free.

Clients may still wish to consider moving house, subject to the new home meeting the required financing criteria. Credit history and health need not be a barrier and income does not have to be taken into account.

A ‘no-negative-equity’ guarantee can also be included, so beneficiaries of the estate will never be liable to pay anything over the value of the home. Clients can opt to include ‘inheritance protection’ with some plans: this will guarantee an agreed percentage of the value of the home will be passed down, irrelevant of how much interest is owed. Read more about the how equity release could help you.

You can use an equity release calculator to see how much money you could receive and find out more information on how equity release works.

Members of the Equity Release Council.  

Our professionally, qualified highly experienced Mortgage Consultants provide a fee-free service.

Speak to a mortgage and finance expert today.

Business finance.

Support for your business as an owner property investor or company director.


Our team of Mortgage Consultants offer professional advice and support to existing and new commercial or semi-commercial properties. We appreciate the bespoke nature of every business and we will guide you through how much funding you can raise and the steps involved to finance your commercial premises.

Our whole of market approach includes all of the mainstream banks and lenders as well as the challenger banks if your target is to raise as much as possible or your commercial property is not traditional.

Specialist business finance.

Business finance can require a range of solutions at different times and we provide professional expertise to deliver good value competitive solutions.

There are many options available covering the following finance areas:

Business loans – to support cash flow, business expansion or acquire equipment or property. We work with all the major banks and specialist lenders including Peer to Peer lending.

Cash flow finance – Leveraging your debtor book or stock finance improving your working capital.

Property development - For your first project or for an established developer, we have solutions supporting up to 100% finance.

Bridging finance – Short term finance for your next property project

Mortgage protection.

We can help to protect you, your family, your home - and your business.

Protecting your mortgage can be as important as getting the mortgage itself, ensuring that your monthly mortgage payments are met if you are unable to work through illness, that the mortgage is paid off should you fall seriously ill or die, or you have enough cash to change your lifestyle should you be unable to work again due to illness.

This can be extended to those in business. Providing shareholder protection if a shareholder falls ill or passes away so that shares are retained in the business for future growth and control. Or debt protection where a company takes a business loan or mortgage to ensure that it gets paid should the worst happen to key stakeholders in the business.

Our people.

Nicki Sparks

Mortgage Consultant

T: 07469 097 179


Nicki is a skilled mortgage adviser, whose specialist areas include equity release & residential lending. With over 20 years of experience in the financial services industry, she has built up a wealth of knowledge in many areas of secured lending. Nicki holds the Level 3 Certificate in Mortgage Advice & Equity Release.

Kay Kowalewska

Independent Mortgage Adviser

T: 07425 648 685


Kay brings over 7 years’ experience in the financial services industry. She is focused on delivering a high level of customer service and client satisfaction within her role at Dentons Mortgages. With a friendly, outgoing personality, Kay complements our Mortgage Consultancy team and brings a good level of knowledge across residential and buy-to-let mortgages along with personal protection. Kay holds Level 3 Certificate in Mortgage Advice.

Our services.

We provide independent mortgage and finance solutions and quality advice to guide and support individuals and companies.

Dentons Mortgages is passionate about your success and will advise on every step of your journey in organising the finance that meets your needs along with support and guidance on how it can be protected.

Speak to a mortgage and finance expert today.

To discuss your potential requirements please feel free to call one of our friendly and experienced Mortgage Consultants today on 01483 959 349
or email

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