Autumn planning: Protecting what matters before winter hits

Posted on 06/11/2025 by Kay Kowalewska

As the leaves change colour and the chill of autumn settles in, now is a great time to think about protecting what matters most, especially as winter approaches. The colder months can bring unexpected challenges, from illnesses to accidents, which can impact your family’s financial security. Now is the perfect moment to review your protection and make sure you’re fully covered before the weather turns.

Why now?

Winter can mean higher chances of getting sick or facing unexpected health issues. It’s also a season where accidents, like slips on icy paths, can happen more easily. Having the right protection in place means you and your loved ones won’t have to worry about how bills will be paid if you can’t work or face health challenges.

Protect your home and income

For most people, their home is their biggest investment. Mortgage protection ensures that if something happens to you, your family can keep the home you’ve worked so hard for. Income protection acts like a safety net if you’re unable to work due to illness or injury, helping cover everyday expenses.

Tailored to your life

Life changes all the time—whether it’s a new job, growing family, or other important milestones. Autumn is the perfect time to revisit your protection and make sure it still fits your needs. Together, we can tailor a plan that keeps you and your family secure, no matter what life throws your way.

What can you do today?

  • Check your current protection: Let’s review what you have and see if it still meets your needs.
  • Plan for the unexpected: Understand how protection can cover you during times you might not expect.
  • Get peace of mind: Knowing you’re prepared helps you focus on what really matters.

As the seasons change, take a moment to protect your future. Let’s work together to keep you and your loved ones safe and secure this winter and beyond.

This article does not constitute financial advice, and you should always consult a mortgage adviser before taking out any mortgage product or services.